Your Money. Your Choices. Your Future |

What is Personal Finance @ Duke?

Welcome to our website! Personal Finance @ Duke is a program designed for the Duke community to feel empowered to make informed financial decisions today and prepared for the financial responsibilities of tomorrow.
Are You Ready For Disbursement?

Financial aid for Fall 2019 will be disbursed shortly. Be sure to make a budget and borrow only what you need. Have questions or concerns about your aid? Contact us today!
Countdown to Classes!

Less than a month away until the first day of classes! Enjoy the rest of your summer Blue Devils and we will see you soon.

Your Money. Your Choices.

September 9, 2019 - 5:30:pm

If you are an undergraduate and a first time student loan borrower, it's important to understand the ins and outs of your student loan.

September 26, 2019 - 6:00:pm

If you are an undergraduate and a first time student loan borrower, it's important to understand the ins and outs of your student loan.

October 2, 2019 - 6:30:pm

If you are an undergraduate and a first time student loan borrower, it's important to understand the ins and outs of your student loan.

As you prepare to hit the books, be sure to spend some time learning about your personal finances.

So what's your financial to-do list?

Know what you owe! Research all of your borrowing options, monitor your debt, and borrow only what you need.
Stick to a spending plan! Identify your sources of income, breakdown all of your expenses, and live within your means.
Reflect on your financial values! Our cultural, community, and family backgrounds shape how we view and utilize money.
Keep the big picture in mind! Enjoy your time at Duke, but remember to prepare for the chapters ahead.

Passwords
Use complex passwords. The Duke community can download LastPass for free from the Office of Information Technology's website.
Start Young
Start saving and investing young to take advantage of the awesome power of compound interest.
How is your Self Control?
If you are prone to spontaneous spending, consider keeping your credit card in a safe place instead of carrying it with you.
Cup of Joe
Make your own coffee at home. If you spend just $3.50 every workday for your latte or cappuccino, you're losing over a thousand dollars per year.
Tips are Taxable
Tips are subject to federal income, Social Security, and Medicare taxes.
It's Not Income
Don’t think of credit cards as another source of income!
Stop Unwanted Solicitations
Opt out of credit card solicitations here.
Buying Online
Many credit card companies offer virtual account numbers that increase the security of online purchases because they are good with only one merchant for only one month.
Prompt reporting can save you
If you do not report fraudulent bank account activity within 60 days of the statement where it appears, the entire loss will fall on you.