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  • Important Notice: Changes To Federal Loan Servicing

    Throughout 2021, FedLoan Servicing, Granite State Management, and Navient have announced they will be transitioning away from servicing federal loans for the Department of Education. Visit to learn more:

  • Just Announced: COVID Emergency Relief Flexibilities On Federal Student Loans Extended Through January 31st, 2022

    What does this mean for you and how will your payments be affected? Find out more by visiting!

  • What is Personal Finance @ Duke?

    Welcome to our website! Personal Finance @ Duke is a program designed for the Duke community to feel empowered to make informed financial decisions today and prepared for the financial responsibilities of tomorrow. 

  • School Is In Session!

    Welcome back Blue Devils! Be sure to make the most out of your Duke experience- step out of your comfort zone, try something new, and take advantage of the amazing opportunities that Duke has to offer. You got this! 

Your Money. Your Choices.

Your Future.

Financial Topics





Privacy & Security


Loan Repayment

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Resource Spotlight: One-on-One Appointments  

We know personal finances are unique for each and every person, but that doesn't mean you are on the journey alone! Whether you are preparing a budget for an upcoing relocation or want to make a plan for holiday spending, our staff is here to offer educational information and support. Make a 1:1 appointment today to connect in-person or virtually over Zoom! 


Tips and tricks

  • Pay Down Your Interest

    Paying towards your interest while in school and during your grace period can help save you money- any interest that is remaining once repayment begins will be capitalized or added to your principal balance. That means you'll have to pay interest on interest. Do what you can to chip away your accrued interest and avoid capitalization. 

  • Save Money On Interest

    Most loan servicers offer a .25% interest rate reduction when you activiate auto-pay for your monthly payments.

  • Passwords

    Use complex passwords.  The Duke community can download LastPass  for free from the Office of  Information Technology's website.

  • Start Young

    Start saving and investing young to take advantage of the awesome power of compound interest.

  • How is your Self Control?

    If you are prone to spontaneous spending, consider keeping your credit card in a safe place instead of carrying it with you.

  • Cup of Joe

    Make your own coffee at home.  If you spend just $3.50 every workday for your latte or cappuccino, you're losing over a thousand dollars per year.

  • Tips are Taxable

    Tips are subject to federal income, Social Security, and Medicare taxes.

  • It's Not Income

    Don’t think of credit cards as another source of income!

  • Stop Unwanted Solicitations

    Opt out of credit card solicitations here.

  • Buying Online

    Many credit card companies offer virtual account numbers that increase the security of online purchases because they are good with only one merchant for only one month.

  • Prompt reporting can save you

    If you do not report fraudulent bank account activity within 60 days of the statement where it appears, the entire loss will fall on you.