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    Interested in learning more about your personal finances? Click on the "Contact Us" button to access our appointment calendar. 

  • Welcome Back Blue Devils!

    Happy start of spring semester folks! Wishing everyone a wonderful term. To our seniors and upcoming graduates, enjoy your LAST semester! 

  • What is Personal Finance @ Duke?

    Welcome to our website! Personal Finance @ Duke is a program designed for the Duke community to feel empowered to make informed financial decisions today and prepared for the financial responsibilities of tomorrow. 

Your Money. Your Choices.

Your Future.

Financial Topics

Budgeting

Savings

Credit

Taxes

Privacy & Security

Banking

Loan Repayment

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New Year, New You!

Too bad it isn’t that easy…

With 2020 underway, many will start to think about changes they’d like to make or resolutions they hope to accomplish in the New Year. It’s no secret that people struggle to see their goals come to fruition- numerous reports suggest that over 80% of folks abandon their New Year resolutions before the year is out.

Whether you hope to make changes in your personal finances or are looking to grow in other areas of your life, consider these tips to help turn goal setting into goal getting!

  • Make a Vision Board- Bring your dreams to life with a vision board! Putting your goals and aspirations down on paper can help you better visualize all that you want to accomplish.

  • Create SMART goals- Now that you’ve identified what “living your best life” looks like to you, it’s a perfect time to create SMART goals- specific, measurable, attainable, realistic, and time-bound goals to completely articulate how you will accomplish your resolution.Check out our SMART goals page under the Budgeting topic!    

  • Share your goals with others- When it comes to change, time is everything! Habits take nearly 30 days to form while budgets take upwards of 90 days to becomes successful. 

  • Stay patient- Financial well-being won't be acheived in a day and it can be easy to get discouraged. Focus on one or two small, manageable changes you can make and let that motivate you to keep going! 

  • Remember your WHY- Growth is difficult and there will be times you want to give up altogether. Keep in mind your motivations for starting in the first place and don’t lose sight of where you hope to be at the end of your journey! 

Tips and tricks

  • Passwords

    Use complex passwords.  The Duke community can download LastPass  for free from the Office of  Information Technology's website.

  • Start Young

    Start saving and investing young to take advantage of the awesome power of compound interest.

  • How is your Self Control?

    If you are prone to spontaneous spending, consider keeping your credit card in a safe place instead of carrying it with you.

  • Cup of Joe

    Make your own coffee at home.  If you spend just $3.50 every workday for your latte or cappuccino, you're losing over a thousand dollars per year.

  • Tips are Taxable

    Tips are subject to federal income, Social Security, and Medicare taxes.

  • It's Not Income

    Don’t think of credit cards as another source of income!

  • Stop Unwanted Solicitations

    Opt out of credit card solicitations here.

  • Buying Online

    Many credit card companies offer virtual account numbers that increase the security of online purchases because they are good with only one merchant for only one month.

  • Prompt reporting can save you

    If you do not report fraudulent bank account activity within 60 days of the statement where it appears, the entire loss will fall on you.