Tips for Protecting Your Assets
If you’re mainly relying on your insurance to protect against catastrophic loss, take a higher deductible.
Replacement vs Market
Insure for the cost of replacement, not market value. If your house value goes down, don’t reduce the policy limit.
Research shows that people with health insurance are more likely get better health care. (Agency for Healthcare Research and Quality)
If you have personal property coverage, take pictures or video of your property and save your receipts.
Read the policy
Read your entire insurance policy. The exclusions may surprise you.
If you don’t drive an expensive car, you might not need collision insurance.
Doesn't cover your rent
Renter’s insurance will cover your personal property in case of theft, fire, etc
Employer Group Plan
Health insurance is much more affordable through an employer’s group plan.
If someone slips and falls at your house or business, you could be liable for enormous medical bills. Be aware of your personal liability policy limits and terms.
Two for one
You can opt for “pure” term life insurance, or you can choose a policy that includes a savings component.
- Manage Your Finances
- Make Today's Decisions
- Prepare for Your Future
- Save Money At Duke
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