Insurance

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You may think that the chances of your apartment burning down or of suddenly needing intensive hospital care are so remote that they’re not worth worrying about.  But can you imagine losing all your valuables or facing a $50,000 medical bill and having to start from scratch?  You may be right that you shouldn’t worry, but you should certainly plan for the unexpected by purchasing appropriate insurance.  Insurance policies are contracts that protect you against various types of loss.  Insurance pools the risk for a large group of people and provides assistance to the unlucky few who need it.

This section will help you answer the following questions: