How is identity theft accomplished?

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Here are a few techniques used for identity theft:
  • Accessing public records
  • Infiltrating personal computers through the use of spyware that users accidentally download
  • Hacking into computer networks and databases
  • Offering bogus jobs that require personal details in the application
  • Exploiting IT/customer service insider access to accountholder information
  • Guessing password reset answers
  • Using limited personal information to obtain additional information or passwords from customer service
  • Obtaining checks in order to learn bank account numbers