A Bag Lunch

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Learn to cook.  A twice-weekly Chinese takeout habit can easily drain you of about a thousand dollars per year.  Similarly, pack a lunch to take to campus or to work.  Sure, this isn't as fun as grabbing a bite with friends, but it saves you time and money.  How much?  Check www.hughchou.org/calc/lunch.cgi to get an idea, and in the meantime save lunch dates for special occasions.  

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