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Financial Literacy in the News

Glossary of Terms

Although the IPO process came to universal attention in the Internet boom of the late 1990s, IPOs have been around for as long as the stock market. When a private company transforms...
Derivatives are financial instruments whose value is based on, or derived from, a different security or asset; derivatives have no intrinsic value of their own. Derivatives are often complex and...
This is a variation of term life insurance, and probably the simplest. You choose a period of time (say, ten years), you decide how much money you want the policy to pay out to your ...
This is the type of bank account from which most day-to-day transactions are handled. It is the account typically debited when you write a check; it is the account where your paycheck is...
There are two meanings: 1. When you have a credit card, the average daily balance is the average amount you owed the credit card company during the...
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