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Financial Literacy in the News

Glossary of Terms

This is a tax imposed by most states and some counties and added on when you buy certain goods. If a sweater costs $25 and the sales tax is 5%, you will pay an extra 5%, or $1.25, for a total of $26.25. Note that a sales tax is a...
This is the type of bank account from which most day-to-day transactions are handled. It is the account typically debited when you write a check; it is the account where your paycheck is...
Usually known as the EEOC for short, it was established by the Civil Rights Act of 1964. It's basically there to help make sure that people do indeed get an equal opportunity for employment. It's a...
This is the general name given to the markets for publicly traded stocks. People sometimes use the term to refer to how all the various stock exchanges and markets are performing. If they...
A loan is money lent by a lender to a borrower. The lender will almost certainly charge interest on the loan, which means the borrower has to pay back the...
PIN is short for "personal identification number." This is the number that you are given when you have an ATM card or a debit card. It must be kept secret because if someone steals your card...
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