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Financial Literacy in the News

Glossary of Terms

Also known as a coupon payment, this term generally describes the regular payments made by the issuer of a bond to the bondholders. They are known as coupon...
This refers to two acts, the first in 1964 and an amended version in 1991. The 1964 act contains the basic premise that employees and applicants for employment should be protected from discrimination and harassment that is based on a person's race, color, religion, sex, or...
In health insurance, a referral is when your regular doctor authorizes you to see another doctor who specializes in treating your particular condition. Your doctor therefore "refers" you to that other doctor. In some plans...
In health insurance, the lifetime maximum is the total amount that the health insurance company will pay out to the policyholder...
A credit card essentially lets you buy something today without having to actually pay for it until later. Credit cards are issued by financial institutions such as banks,...
The person in the middle of a financial transaction between the person selling and the person buying is the middleman. The middleman brings the buyer and seller together, and tries to make sure everything goes as smoothly as possible. For doing this the middleman takes...
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